Bank cards’ market trends  attest about: 

  • market saturation;
  • high competition;
  • reduction of the average yield per card;
  • there is no fundamental qualitative differences between the banks‘ proposals in terms of the client;
  • each client usually has several bank cards and a lot of  others(such as loyalty card, club’s card, etc.).


Solution package for banks based on the "Card cluster" provides:

  • expansion of bank cards functionality due to using of non-financial applications and joining to implementation of projects with various business and state institutions;
  • significant competitive advantages, mutual promotion of cards with project’s participants;
  • new types of bank commission income;
  • card profitability increasedue to the frequent use by cardholders;
  • implementation of anti-phishing OTP.